Maine Life & Health Insurance Pre-License Course

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How to Get an Maine Insurance License


Do You Qualify for an Insurance License?

See the Following Prerequisites:

  • Be at least 18 years of age or older
  • Have a high school diploma or its equivalent (GED)
  • Possess a Social Security number

1. Complete a Pre-licensing Course

If you would like to sell insurance in Maine, you must pass a licensing exam. To prepare for the licensing exam, you should take an insurance course. All courses are cross-referenced with the exam content outline.

2. Pass a Licensing Exam

Making Exam Reservations

Licensing exams are provided by Pearson VUE. An exam fee must be paid at the time of reservation by credit card, debit card, voucher or electronic check. You can make an exam reservation through the following methods:

  • Online:  Make an online reservation at http://www.pearsonvue.com/me/insurance at least 24 hours before the desired exam date or 5 days in advance if paying by electronic check
  • Phone:  (800) 274-4959
    • Before calling, you must have the following:
      • Legal name, address, Social Security number, daytime phone number, and date of birth
      • Name of the exam
      • Preferred  exam date and test center location

What to Bring

Two forms of current signature identification:

  • A primary ID (photograph and signature, not expired) such as a Driver’s License or Passport
  • A secondary ID (signature, not expired) such as a Debit or Credit card

Exam Procedures

  • Report to the test center 30 minutes before the exam to verify identification and be photographed for the score report.
  • No personal items are allowed in the testing room such as cell phones, watches, wallets, or purses.
  • Studying is not allowed in the test center.
  • The test administrator will provide you with materials to make notes or calculations. You may not write on these items before the exam begins or remove these items from the testing room.
  • You will have the opportunity to take a tutorial that will not reduce the exam time.

Exam Format

  • Each major line exam is given in a multiple-choice format.
  • The exam consists of two parts:
    1. The general section deals with basic insurance product knowledge
    2. The state section deals with insurance laws, rules, and regulations, and practices that are unique to Maine
  • Each exam contains “pretest” questions that are mixed in with the scored questions and are not identified. Pretest questions may not be covered in your educational materials and do not affect your final score!
  • The passing score required on each exam is 70.
  • When you complete the exam, you will receive a score report marked “pass or fail”.
  • Candidates who fail will receive a score report that includes a numeric score, diagnostic and re-testing information.  Candidates can schedule another exam but must wait 24 hours before making the reservation.
Maine Exam Information
Exam Code Exam Name Exam Time Gradable Questions Pretest Questions Total Questions
12-ME-01 Life, Accident & Health Producer 3 hrs 30 min 136 24 160
12-ME-03 Property and Casualty Producer 3 hrs 30 min 140 24 164
12-ME-41 Life Producer 1 hr 45 min 75 15 90
12-ME-42 Accident & Health Producer 2 hrs 82 14 96
12-ME-43 Property Producer 2 hrs 80 14 94
12-ME-44 Casualty Producer 2 hrs 88 14 102
12-ME-55 Personal Lines 2 hrs 100 13 113
12-ME-16 All Lines Adjuster 1 hr 30 min 77 0 77
12-ME-46 Life & Health Consultant 1 hr 30 min 70 0 70
12-ME-48 Property & Casualty Consultant 1 hr 45 min 85 0 85

3. Apply for a License

After passing the exam, apply for your license by completing an application at http://www.nipr.com.

Average Salary | Maine Insurance Agent

  • $91,862 per year (30% above national average) *Credit: Indeed

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