Maryland Property & Casualty Insurance 40-Hour Pre-License Course

Price

Free
  • Duration: 40 hours
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How to Get an Maryland Insurance License


Do You Qualify for an Insurance License?

See the Following Prerequisites:

  • Be at least 18 years of age or older
  • Have a high school diploma or its equivalent (GED)
  • Possess a Social Security number

1. Complete a Pre-licensing Course

If you would like to sell insurance as an insurance producer in Maryland, you must pass a licensing exam. To prepare for the licensing exam, you must take a state approved insurance course. All courses are cross-referenced with the exam content outline.

To satisfy the requirements for your course, you will need to pass a Certification Exam.  The Certification Exam is not monitored.  After passing the Certification Exam with a 70% or greater, Course completion will be reported to PSI. You will be able to schedule your exam within 1-2 business days of the reporting. Pre-licensing education is valid for one year from the completion date; you will need to take and pass your state exam within this timeframe.

  • Candidate’s education is only valid for six (6) months.
  • Candidates who complete the pre-licensing course and become eligible to take the exam will have 6 months to successfully take and pass both portions of the appropriate licensing exam.
  • Candidates who do not successfully take and pass the examinations within the six (6) month period, must retake the pre-licensing course and apply to retake both portions of the examination.
Line Hours
Life 20
Accident & Health 20
Property 20
Casualty 20
Personal Lines 20
Personal & Commercial Automobile 20

2. Pass a Licensing Exam

Making Exam Reservations

An exam fee must be paid at the time of reservation by credit card, debit card, voucher or electronic check. You can make a reservation through the following methods:

  • Online:  www.psiexams.com
  • Phone:  (800) 733-9267
  • Fax the completed Registration Form to (702) 932-2666 and call PSI after 4 business days.
  • Mail the completed Registration Form and appropriate exam fee to PSI Services LLC, ATTN: Examination Registration MD INS, 3210 E Tropicana * Las Vegas, NV * 89121. After 2 weeks, call PSI to schedule the exam at (800) 733-9267.

What to Bring

Two forms of current signature identification:

  • A primary ID (photograph and signature, not expired) such as a Driver’s License or Passport
  • A secondary ID (signature, not expired) such as a Debit or Credit card

Exam Procedures

  • Report to the test center 30 minutes before the exam to sign in and verify identification.
  • No talking or any other form of communication among candidates is permitted in the exam area.
  • Children, cell phones, calculators, pagers, cameras, programmable electronic devices and recording devices of any kind are NOT allowed.
  • No smoking, eating, or drinking will be allowed at the exam site.
  • Dictionaries, books, papers, or study and reference materials are NOT permitted.
  • You may not exit the building during the exam.
  • Any candidate seen giving or receiving assistance will be asked to leave the exam center. The dismissal will be reported to the state and you may be denied licensure.

PSI exam sites have additional procedures:

  • You will have your picture taken prior to admittance into the exam.
  • You may not wear a jacket, coat or any type of hooded clothing into the exam room. Sweaters that do not have pockets are allowed.
  • You may not bring a purse or backpack into the exam room.
  • You will be asked to put these items in your vehicle. PSI only provides accordion type folders for any items. These folders are left in the lobby and PSI is not responsible for the security of those items.
  • You may not wear a wristwatch into the exam room and you will be asked to empty your pockets.

Exam Format

  • Each major line exam is given in a multiple-choice format.
  • The exam consists of two parts:
    1. The general section deals with basic insurance product knowledge
    2. The state section deals with insurance laws, rules, and regulations, and practices that are unique to Maryland
  • Each exam contains “pretest” questions that are mixed in with the scored questions and are not identified. Pretest questions may not be covered in your educational materials and do not affect your final score!
  • The passing score required on each exam is 70%.
  • When you complete the exam, you will receive a score report marked “pass or fail”.
    • If you do not pass, you will immediately receive an unsuccessful exam results letter along with a diagnostic report indicating your strengths and weaknesses by exam portion.  Candidates can schedule another exam but must wait 4 days before retaking the exam.
    • If you pass, you will immediately receive a successful notification and performance summary on an exam results letter.
Maryland Exam Information
Exam Name Exam Time Total Questions
Life Producer 2 hrs 80
Accident & Health Producer 2 hrs 80
Life, Accident & Health Producer 3 hrs 30 min 130
Property Producer 2 hrs 80
Casualty Producer 2 hrs 80
Property & Casualty Producer 3 hrs 30 min 120
Personal Lines Producer 2 hrs 30 min 100
Personal & Commercial Automobile Producer 3 hrs 30 min 120

3. Apply for License

Apply for your license by completing an application at www.nipr.com.

Average Salary | Maryland Insurance Agent

  • $61,007 per year *Credit: Indeed

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