Texas Insurance Agent 24-Hour Continuing Education Course (Life, Health, Property, and Casualty)


  • Duration: 24 hours
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How to Renew Your Texas Insurance License

General Requirements:

Total Hours

Producers & Adjusters – 24 hours biennially

Limited Lines – 10 hours biennially

Compliance Renewal Date

Renewal date is the license issuance date, biennially.

Effective 4/17/18, all individual licenses will be set to expire on the last day of the license holder’s birth month. This will not affect continuing education credits or other requirements.

You may also need to take specific courses or earn specific credit types to renew your license. These course completions will count toward the total hour requirement.

At least 50% of requirement must be in classroom or classroom equivalent courses (for all licenses)

For All Licenses:

2 hrs – Producers, Adjusters and Limited Lines must complete 2 hrs in Ethics/Consumer Protection as part of the total requirement.

Annuity Requirements

All agents wishing to sell, solicit, or negotiate an annuity contract or represent an insurer in relation to an annuity product must complete a one-time, four-hour certification training course prior to engaging. Additionally, each resident agent must complete eight hours of continuing education that specifically relates to annuities during the agent’s two-year licensing period. A resident agent may use the one-time, four-hour certification training course to satisfy part of the eight-hour annuity continuing education required during the agent’s two-year licensing period.

Long-Term Care Training

Before selling long-term care (LTC) partnership policies in Texas, agents must hold a current Life, Accident and Health license and shall have completed an 8-hour LTC partnership certification course. Licensed agents may count an LTC partnership certification course toward completion of their CE requirements. In addition to the Long-Term Care (LTC) partnership certification course, in each reporting period following the reporting period in which a licensee completed the certification course, the licensee must also complete at least four hours of department-certified CE. These hours may be applied to the total CE requirement.

Flood Requirements

This state has issued a notice reminding licensees who sell flood insurance of their requirement to comply with the minimum 3 hours of training requirements established by FEMA and the National Flood Insurance Program.

All Other State Requirements

Resident Requirements

*Effective September 1, 2015, all Texas resident licensees (producers and adjusters) must complete 24 hours of CE every 2 year reporting period, including 2 hours of ethics. At least half (12 hrs) of the CE hours must be completed in a classroom setting or with classroom equivalent courses. Courses are no longer divided by license type; therefore, they may be taken in either General and/or Ethics/CP.

This state has issued a notice reminding licensees who sell flood insurance of their requirement to comply with the minimum training requirements established by FEMA and the National Flood Insurance Program.

Non Resident Requirements

Non-residents, who comply with CE requirements of the resident state, are exempt from Texas CE requirements.

Medicare Training

Agents wishing to sell, solicit, or negotiate a contract for Medicare products in Texas are required to complete an eight-hour initial certification course (able to be used to satisfy general CE) prior to selling, soliciting, or negotiating a contract for a Medicare product. Agents must complete four hours of continuing education that specifically relates to Medicare-related products during the agent’s two-year reporting period.

Course Repetition

Course repetition is not permitted within the compliance/renewal period.

Exam Rules

Online certification exams are closed book. Course materials are not available while the exam is in progress. The final exam must be passed with a score of 70% or higher to receive CE credit. If the exam is not passed on the first attempt, students have an unlimited number of retakes.

Classroom Equivalency Courses

Students taking Classroom Equivalency (CLEQ) courses must complete the Feedback unit found at the end of the course in order for the course to be considered complete.

Period Requirements

Texas resident and nonresident licensees must complete their CE requirements before the original license issuance anniversary date every two years.

Carryover Requirements

Carryover of CE hours is not permitted.

Reporting Requirements

Report within 30 days of course completion. Need student’s Texas license number to report.

State Reporting Fees

The Texas Department of Insurance requires a course reporting fee of $.88 per credit hour (online, self-study and classroom courses). This state reporting fee will be automatically charged to you (on the last credit card used in your account) each time you complete an online, self-study, or classroom course.


The 20 years of licensure needed to qualify for an exemption must be continuous (i.e., no breaks greater than 90 days) and the license must be held under the Texas Insurance Code.

Acceptable Training Methods

  • Correspondence (Print)
  • Company Seminars
  • Classroom
  • CBT/CD-ROM (Computer-Based Training)
  • Online (Internet Delivery)
  • Classroom Equivalent

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